If you are involved in a car accident while traveling in Ohio, it is not in your best interest to take the blame for causing it. Furthermore, it is also not a good idea to assume that your insurance policy will reimburse you for all of your losses. Finally, while you should call the police after a crash, the officer who responds to the scene won’t determine who was liable for allowing it to happen.
The facts determine who is liable for damages
The most effective way to obtain a favorable outcome in your personal injury claim is to provide strong evidence that someone else’s negligence was responsible. During a settlement hearing, you can present pictures, cellphone records or other documents that might help to verify your version of events. You should also expect your insurance company to conduct an investigation aimed at determining how an accident happened. It’s possible that your coverage provider will give your attorney any information that it uncovers that could help you obtain a favorable outcome in your proceeding.
How much will your insurance policy cover?
Your auto insurance provider will pay for bodily injury, property loss or other damages up the limits established in your policy. If you are entitled to compensation above that amount, you may be able to obtain it from the other driver involved in the accident.
An attorney may be able to help you obtain compensation to help pay for medical bills incurred as the result of another motorist’s negligent behavior. You may also receive a financial award to make up for lost wages or future earnings related to injuries sustained in a motor vehicle crash.